Medical Debt Credit Repair

Medical debt shouldn't be on your credit report. Find out which debts should be removed — and get dispute letters for all 3 bureaus.

📋 CFPB 2025 Rule: Medical debt should be removed from all credit reports. Additionally, debts under $500 were removed in April 2023, paid debts since July 2022, and new debts can't appear for 1 year. Millions of Americans have removable medical debt and don't know it.

Your Information

Medical Debts on Your Credit Report

Enter each medical debt that appears on your credit report or has been sent to collections. Add as many as you have.

Debt #1

$

⚖️ This tool provides information and generates template documents. It is not legal advice. We are not a credit repair organization under the Credit Repair Organizations Act (CROA). Laws change frequently — verify current rules with the CFPB or a consumer rights attorney.

🔒 No account numbers, SSNs, or personal details are stored.